It is absolutely FREE and the premium payment is borne by Tune Talk if you Top Up a minimum of RM50 monthly.

You are eligible for the coverage if you top up RM50 or more anytime between the first day of every month (12:00am) till the last day of every month (11:00pm). (Example: 1st January (12.00am) - 31st January (11:00pm).

Coverage commences on the following month upon meeting the minimum monthly Top Up of RM50 for the current month, subject to the 60 days cooling-off period from the date you activate your Tune Talk SIM. (Example: if your cumulative top up for the month of January is RM50 or more, you will receive the FREE PA Insurance coverage for the following month of February)

The 60 days cooling-off period is the excluded period for PA Insurance coverage for all newly activated Tune Talk number.

Coverage commences on the first day of the month and ends on the last day of the month. (Example: 1st January until 31st January)

You have to be not less than 12 years old and not more than 65 years old to be eligible for the PA Insurance coverage.

The PA Insurance does NOT cover subscribers who are engaged in riding or pillion riding on a motorcycle for any purpose.

Pursuant to Section 129 and Para 5 of Schedule 9 of Financial Services Act 2013, Malaysia, nominee(s) should be: spouse, child or parent(s), if there is no spouse or child at the time of making the nomination, the nominee is his parent. A nominee of a Muslim insured person upon receipt of policy moneys shall distribute the policy moneys in accordance with the Shariah Laws.

• Military and Law Enforcement
• Pilot and Aircrew
• Professional Sports
• Workers utilising wood-working machinery
• Please read through the exclusions in the policy here for a comprehensive list of occupations that are excluded from coverage

The policy covers Death and Total and Permanent Loss or Disablement (Total Paralysis) for RM50, 000.

All benefits are paid in addition to and regardless of any other insurance policies you may have.

Even if you have multiple lines registered under Tune Talk, your coverage is limited to only one policy.

Please contact Tune Protect Customer Service Hotline at 1-800-88-5753 and they will immediately help you with all your claims enquiries. Alternatively, you can download the claim form here and email it to hello.my@tuneprotect.com. All claims must be notified within 14 (fourteen) days from the date of accident.

For more information, kindly refer to Tune Talk’s website or call our customer care at 13100 / 03- 2771 7000 from 8am to 10pm.

The exclusions and policy wording can be accessed and downloaded here.

• Scuba Diving
• Martial Arts
• Racing (other than on foot)
• Ice Hockey
• Hunting       

Please read through the exclusions in the policy carefully here for a comprehensive list of activities that are excluded from coverage

Eligibility to the PA Insurance coverage is subject to accuracy of subscriber's personal information as per his/her Mykad/Passport/Police ID/Army ID entered at point of registration.

Tune Talk reserves the right to amend the terms and conditions without prior notice.